Running a successful business requires you to make smart decisions about everything from who you hire to how you spend your money. There are many legitimate expenses to cover, but it’s easy to overspend in areas that aren’t helping you or your business. Spending wisely is key to owning a sustainable business. Here our small business advice team share four practical money saving tips for business owners. Small Business Advice 1.…  Read more

Solid cash flow management is vital to ensuring your business survives, but not everyone understands what cash flow is or how to manage it. That’s likely what makes it a leading cause of stress for small business owners. In fact, a Capital One study found that 42% of small business owners say cash flow management is a major concern for them. Cash flow refers to the movement of money into…  Read more

One of the big challenges faced by the construction industry is projects that stretch timelines and budgets. Delayed schedules are so common, they can be seen to be the norm, not the exception. This erodes trust, plans for future projects and ultimately affects your profit margin. So how can your business build a reputation for delivering construction projects on time and budget? Even if you work towards solving just one…  Read more

There are many people who believe that when it comes to investing, nothing beats real estate. This may be true, but you still have to be smart when making your real estate investment decisions. Although investment properties can be a savvy financial move, there is plenty that can go wrong if you don’t fully understand the market, the types of investment properties, and your current financial situation. 1. Know your…  Read more

Our Financial Planning team hosted a Money Management Webinar Series designed for those seeking to better understand how to manage finances and learn about investing to ensure a secure financial future. We covered: how to benefit from smart savings or investment strategies how to obtain an ideal mortgage package insights to the property market for first time buyers and; how to ensure you have appropriate legal structures to protect assets…  Read more

Overcoming the financial gender gap As female financial literacy rates increase around the world and more women become empowered to take control of their money, financial equality is improving. However, women still face a variety of unique challenges throughout their lives that can become barriers to growing their wealth. Here are some of the key financial gender gaps – and how you can overcome them. Wages Despite making significant headway…  Read more